Monday, February 9, 2026

CMS releases CSRA and Home Equity Limits for 2026

The Centers for Medicare and Medicaid Services (CMS) released the Community Spousal Resource Allowance and Home Equity Limits for 2026.  The official  allowances for 2026 are as follows:
  • Minimum Community Spouse Resource Allowance: $32,532;
  • Maximum Community Spouse Resource Allowance: $162,660;
  • Maximum Monthly Maintenance Needs Allowance: $4,066.50;
  • Minimum Monthly Maintenance Needs Allowance:  $2,643.75.
The aforementioned Minimum Monthly Maintenance Needs Allowance is for the lower 48 states; the specific allowance for Alaska is $3,303.75 and for Hawaii is $3,040

The Home Equity Limits are:
  • Minimum: $752,000;
  • Maximum: $1,130,00.
For additional details, refer to the Centers for Medicare and Medicaid Services 2026 SSI and Spousal Impoverishment Standards bulletin.

ProSeniors keeps and maintains a complete list of most limits and allowances for various government programs and benefits available to seniors, which list you will find here  

All Social Security changes for 2026 are available online.

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