Showing posts with label nursing home. Show all posts
Showing posts with label nursing home. Show all posts

Wednesday, September 30, 2026

You Don't Lose Your Voice at the Front Door: Decision-Making Rights in Nursing Homes and Assisted Living


A recent piece from ElderLawAnswers laid out something families planning for a facility move often don't hear until it's too late: moving into a nursing home doesn't mean surrendering the right to make decisions about your own life. This piece builds on that one, with an eye toward what a family in Ohio, Missouri, or Alabama can actually do with that information the day it matters.


What Federal Law Actually Protects


The legal floor. Every nursing home certified to accept Medicare or Medicaid, regardless of how any individual resident actually pays, has to follow the Nursing Home Reform Law of 1987, which requires the facility to help each resident "attain or maintain the highest practicable physical, mental, and psychosocial well-being." The implementing regulation, 42 CFR § 483.10, spells out the resident-rights piece of that promise in detail. Assisted living is governed more loosely, mostly by state law, but a facility that accepts Medicaid home- and community-based services funding has to follow the federal HCBS settings rule, built around the same core idea: dignity, autonomy, and an environment that feels like a home rather than an institution.


Why Residents So Rarely Use It


Why do residents let it slide? The rights exist on paper more reliably than they get used in practice, and the reasons are consistent: residents often don't know the rights are there, they defer to staff who run "a large, established operation" and must know best, they're afraid of confrontation or retaliation from the same people caring for them every day, and isolation from the outside world leaves many with no one to compare notes with. Left unchallenged, small accommodations denied become a pattern, and the pattern becomes the resident's new normal. This is the same dynamic that shows up in the isolation-first sequence I've written about elsewhere on this blog in the context of caregiver exploitation: a single point of control, uncontested, tends to expand.


The Care Plan as Lever


The care plan is the actual lever, not a formality. Federal regulation puts the resident at the "locus of control" of their own care plan — not a box to sign off on, but something the resident and family should actively shape. A baseline plan is required within 48 hours of admission, and a full, person-centered plan within seven days of the comprehensive assessment, built by a team that includes the resident's physician, nursing staff, dietary staff, and anyone else the resident asks to be there. 


A good plan covers more than diagnoses and medication times.  It should address nutrition and religious or cultural food preferences, when the resident is actually alert enough to enjoy a visit, mobility and communication supports, personal goals including any interest in a less restrictive setting, and the small things, such as a favorite chair, a regular hobby, that keep someone feeling like a person rather than a bed number. Ask for a real meeting, not fifteen rushed minutes. Bring a written list. Ask for a copy of the plan itself, and revisit it.  Needs and cognition both change, and a plan frozen at intake stops describing the person it's supposed to serve.


Visitation


Visitation is broader than most facilities act like it is.  Some have arbitrary and burdensome rules. A legal representative, ombudsman, protection-and-advocacy representative, physician, and family members must get immediate access. Everyone else needs the resident's consent, not the facility's permission. Capping visitor counts, enforcing rigid hours, or requiring advance scheduling are restrictions facilities apply far more often than the law actually allows.  Legitimate limits are narrow: the resident's own request, something specific in the care plan, or a documented clinical or safety concern, and even those shouldn't be accepted at face value.


Medication Consent


Medication consent is where the stakes get highest. Before starting or increasing a medication, a resident has to be told its purpose, risks, benefits, and alternatives, and may decline it.  CMS reinforced this right in its 2025 surveyor guidance specifically because facilities kept skipping the documentation. This matters most with antipsychotics, which have a long, well-documented history of being used to sedate a difficult resident rather than treat a diagnosed condition. Asking the question up front — what is this for, what happens if we say no — heads off the much harder fight of arguing after the fact that a drug was never medically necessary.


Voting


Residents keep the right to vote, including the right to get help marking a ballot from a person of their own choosing, not the facility's. CMS reaffirmed this directly in a September 2024 memo reminding facilities that residents must be free to vote "without interference, coercion, discrimination, or reprisal," and issued further guidance in July 2026 reinforcing the same point heading into this year's elections. With an election on the horizon, check the state's specific rules on registration and mail voting, since some states send a ballot automatically and others require a request, and a facility or family member can legitimately help with registration, the ballot request, or transportation to a polling place, but no one may vote on a resident's behalf or steer their choice.


Enforcing Your Rights


When a facility won't budge, raise it with staff first, then with the facility's long-term care ombudsman.  If that does not work, file a complaint with the state survey agency, and consider a resident or family council if the facility has one. Ohio's ombudsman program can be reached through the Ohio Department of Aging at 1-800-282-1206; Missouri's through the Department of Health and Senior Services at 1-800-309-3282; and Alabama's through the Alabama Department of Senior Services at 1-877-425-2243. An elder law attorney is the next step when a pattern has formed rather than a single bad afternoon. None of these routes move quickly, and persistence is often what separates a resolved complaint from one that quietly goes nowhere.


The federal “Bill of Rights” in 42 C.F.R. § 483.10 is still real as regulation: dignity, self-determination, participation in care planning, grievances, access to records, and related duties. Facilities must protect those rights to stay certified. Unfortunately, the federal law does not typically confer a right to seek recourse for deprivation of these rights. The case discussed in the hyperlinked article was from 2015, and is still generally true.  What has changed is that in 2023, the Supreme Court, in Health & Hospital Corp. of Marion County v. Talevski, 599 U.S. 166 (2023), held that specified FNHRA provisions do create individual rights enforceable under 42 U.S.C. § 1983. The rights at issue were freedom from unnecessary chemical restraints and the transfer/discharge protections. The Court rejected the argument that Spending Clause statutes like FNHRA can never support a § 1983 suit. Seven justices joined the holding. 


The update still has limits, and those limits are why the old post was only half-wrong rather than wholly wrong:


  • § 1983 Needs a State Actor: Talevski involved a county-owned home. Most nursing homes are private. A private facility is not automatically a § 1983 defendant. Families still usually sue in state court for negligence, wrongful death, or a state residents-rights statute.
  • Not Every Sentence in § 483.10 is a § 1983 Right: Talevski covered particular, rights-sounding FNHRA provisions. A court can still treat other participation requirements as funding conditions rather than individual rights.
  • No Specific Right: FNHRA still has no stand-alone private right of action in its own text. The vehicle is § 1983 (against state actors) plus CMS survey, citations, civil money penalties, and the ombudsman. The 2015 observation that the statute was written as a Medicare/Medicaid condition of participation remains descriptively true. What changed is the Supreme Court’s conclusion that some of those conditions also confer enforceable rights. 

The statutes that actually create a lawsuit are usually state statutes.  Ohio. Rev. Code § 3721.13 lists residents’ rights, and  § 3721.17 gives a resident (or specified family members, in order) an express cause of action against “any person or home” that violates those rights, with injunctive relief and compensatory damages if negligence proximately caused injury, death, or loss. That is a private right of action.


Similalrly, in Missouri, Rev. Stat. § 198.088 requires facilities to inform residents of rights and to have grievance procedures. Section 198.093 lets a resident or estate complain to the attorney general and, if the AG does not sue within 60 days, bring a civil action for actual damages, limited punitive damages, attorney fees, and equitable relief, while also preserving ordinary tort claims. That is a private remedy with a procedural on-ramp, not “no redress.” 


Just a final note.  Assisted living is mostly outside FNHRA. FNHRA applies to Medicare/Medicaid nursing facilities. Assisted living rights and remedies are almost entirely state law, contract, and licensing. 

   



Wednesday, August 5, 2026

Elderly Abuse Cases Rising In Ohio Nursing Homes


A recent news segment and accompanying investigative reporting have brought renewed attention to serious concerns about care quality at facilities operated by the Arbors of Ohio nursing home chain. The reporting highlights a pattern of regulatory violations, civil lawsuits, and, in some cases, findings that facility failures contributed to resident harm or death.

The Core Allegations

According to an investigation by Signal Ohio published in June 2026, the Arbors of Ohio chain has faced significant legal and regulatory pressure:

  • Since January 1, 2024, at least 11 plaintiffs have filed lawsuits accusing Arbors facilities of negligence or medical errors that allegedly contributed to patients’ deaths.
  • Federal and state inspectors have linked care failures at certain Arbors facilities to the deaths of residents.
  • Over a recent three-year period, the Centers for Medicare & Medicaid Services (CMS) issued fines to Arbors facilities on 18 occasions, totaling more than $648,000.
The news segment discussing these findings also referenced broader data from the Ohio Attorney General’s office showing a substantial rise in reported elder-abuse cases, underscoring that problems in long-term care are not limited to a single chain.
Sharpening the Case for Aging-in-Place Planning

Stories like this reinforce several practical realities for older adults and their families:

  • Regulatory fines and private lawsuits, while important, do not always prevent continued operation of facilities with repeated problems;
  • Families cannot rely solely on a facility’s continued licensure as evidence of consistent high-quality care; and
  • The best protection remains proactive planning that prioritizes home- and community-based options whenever feasible, thorough vetting of any institutional placement, and ongoing monitoring of care.
When institutional care becomes necessary, consider our article, "Choosing a Nursing Home or Skilled Nursing Facility: Navigating the Long-Term Care Crisis."  Families should always review recent inspection reports, staffing data, fine history, and complaint records before making a decision and should continue to monitor care after placement.
Proactive Planning

The reports concerning Arbors of Ohio facilities illustrate the ongoing risks that can arise in institutional long-term care settings. They also highlight the value of aging-in-place strategies, careful selection of any facility, and vigilance by family members. Public data from CMS, state health departments, and independent investigations remain essential tools for families trying to make informed decisions.  Families concerned about a loved one’s care should document issues, report them to the appropriate state agencies, and consult an elder law attorney when necessary to protect the resident’s rights and safety.



Wednesday, July 8, 2026

“I Didn’t Sign That!”: An Ohio Court Protects a Son from His Mother’s Nursing Home Debt


Imagine this: Your aging parent needs nursing home care. You help with finances using a power of attorney, but you’re careful not to sign the admission agreement yourself. The facility racks up a $66,000 bill, your parent can’t pay, and the nursing home comes after you personally. Sound unfair? An Ohio appeals court just said it is.

In Concord Village Skilled Nursing & Rehab v. Lundquist, the Eleventh District Court of Appeals in Ohio ruled that a son acting as his mother’s attorney-in-fact was not personally liable for her unpaid nursing home bill, because he never signed the contract in his individual capacity and there was no evidence of fraud. This decision is a big win for family caregivers and a clear message to nursing homes: You can’t automatically hold adult children responsible for a parent’s debt just because they have a power of attorney.
For readers of the Aging-in-Place Planning and Elderlaw Blog, this case is more than a legal victory; it’s a practical reminder of how careful planning can protect you and your family from aggressive collection tactics that push seniors into unwanted facilities. Moreover, it's just another in a growing string of cases in which nursing homes seek to enforce filial responsibility in the absence of a statutory provision. Let’s break down what happened, why it matters, and how you can use this ruling to strengthen your own aging-in-place strategy.The Facts: A Son Helps, But Doesn’t Sign
Helen Lundquist entered Concord Village Skilled Nursing & Rehabilitation in March 2022. The admission agreement required her to pay $325 per day for services not covered by insurance. She lived there for nine months but couldn’t pay the full bill, leaving a balance of $66,627.
Helen had given her son, Terrance Tabaczynski, a limited power of attorney before admission and later a durable power of attorney. They also had a joint bank account, and Helen named Terrance as beneficiary on a transfer-on-death (TOD) deed for her home.  Importantly, Terrance never signed the nursing home agreement, neither personally nor as Helen’s agent.
When Helen was discharged for nonpayment, Concord Village sued her and Terrance, claiming he was liable for:
  • Breaching a duty to pay from her funds.
  • Fraudulently transferring assets (TOD deed and bank withdrawals).
The trial court threw out all claims against Terrance. Concord Village appealed and lost.The Court's Holding: No Signature, No Personal Liability
The appeals court affirmed in a clear, unanimous decision:
  • No Contract Means No Duty: Federal and Ohio regulations (42 C.F.R. §483.15(a)(3); similar Ohio rule) allow facilities to require a representative with access to funds to sign for payment from the resident’s resources, but without personal liability. Since Terrance never signed, he had no contractual obligation.
  • No Fraudulent Transfers: The court determined that there were no fraudulent transfers of property: 
    • Real Property: The TOD deed didn’t transfer ownership during Helen’s life—Terrance got nothing until her death.
    • Bank Accounts: Bank withdrawals (to pay his own bills) were authorized by the POA, and Helen wasn’t legally insolvent because her assets exceeded her debts.
    • Intention: No evidence of intent to defraud.
    • Power of Attorney Doesn’t Create Personal Debt: 
      Ohio’s Uniform Power of Attorney Act doesn’t make agents personally liable for the principal’s debts unless they agree in writing.
The bottom line: Without a personal guarantee or fraud, family members with POAs are protected.Why This Matters for Families Planning to Age in Place
This ruling is a lifeline for adult children who help their parents without risking their own finances. Nursing homes often pressure family members to "guarantee" payment during admission—sometimes subtly, sometimes aggressively. Many assume a POA makes them liable. It doesn’t.
But the case also exposes a darker reality: Facilities routinely sue family members to recover debts, hoping for settlements. In states without strong filial responsibility laws (like Ohio), nursing homes often rely on fraud claims or "negligent management" theories, clogging courts and stressing families.
For aging in place, the implications are huge:
  • Avoid Personal Guarantees: Never sign as "responsible party"; it creates liability.
  • Use POAs Wisely: Limited/durable POAs let you manage funds without personal risk.
  • Plan Ahead: Trusts and SDM agreements fund home care without exposing family.
Practical Steps: Protect Yourself and Your Loved One
  • Read Admission Agreements Carefully:  
    Refuse to sign as "guarantor" or  "responsible party." Say: "I’ll sign as agent for payment from Mom’s funds only."  Use the designation "agent", "POA," "representative," or trustee immediately after your signature, every time you sign a document. 
  •  
Include: "Agent has no personal liability for principal’s debts," unless state law makes that clear. 
  • Use Trusts for Assets: 
    Revocable living trusts hold home/bank accounts—distribute per your plan, not facility demands.
  • SDM for Coordination: Nominate family supporters to manage care.  See our "SDM-Driven Supplemental Advanced Directive" template.
  • Document Everything: Keep logs of payments/refusals to sign.  These may later be used to defeat fraud claims.
Conclusion: Knowledge Is Your Shield
Concord Village v. Lundquist proves that with the right planning, you can help your loved one without risking your future. By combining awareness with well-drafted and designed trusts, POAs, and SDMs, families can safeguard independence and thrive while aging in place. For support, consult a professional.  Your security depends on proactive engagement.